St. Louis ERISA Claim Lawyers

Focused on Client Needs Since 1946


Dedicated Representation for Employees

While investments always carry an inherent risk, if losses in your retirement or pension plan were caused by the negligent acts of others, then you and other members of the retirement plan may be able to bring forth a class action lawsuit to help recover your losses. The Employee Retirement Income Security Act (ERISA) is a federal law designed to protect employees enrolled in private industry pension and health plans by establishing certain standards for these plans.

If you have lost a significant amount of your retirement plan due to forces outside of normal market fluctuations, we may be able to help. Contact our Missouri commercial litigation lawyers online or call 314-241-5620, toll free at 800-451-2950, to schedule an appointment to discuss your situation.

Pension Plan Standards

Certain standards that pension plans are required to meet under ERISA include:

  • How long an employee must work to be vested in the pension
  • Who is covered under the plan
  • How much funding is required to meet future pension obligations

Employers are not obligated to provide retirement or health plans under ERISA. However, if they do then members of such plans have certain rights. In addition, the individuals and businesses that oversee these plans — called fiduciaries — have certain legal responsibilities. A fiduciary basically is anyone who has control over a plan’s assets, such as a person who provides investment advice.

ERISA covers a defined benefit plan, such as one which pays an employee an annual set amount following retirement. ERISA also applies to a defined contribution plan, such as a 401(k) that an employer and/or employee contributes to each year. Our St. Louis ERISA attorneys can explain more about what rights you may have under employee plans.

Fiduciary Responsibilities

Fiduciaries have specific guidelines that they must follow under ERISA when overseeing pension and other employee benefit plans. Generally, fiduciaries must provide participants with clear information and regular reporting on the plan, provide a process for participants to file grievances and appeals, and act in the best interest of the participants in the plan.

When a fiduciary fails to act in the best interests of the participants, it may be a cause for a class action lawsuit. If a fiduciary misuses the assets of an investment in any way, then by definition it is not acting in the best interests of the plan’s participants.

Call for a Consultation With a Missouri Class Action Attorney

If you are concerned that your retirement or pension plan is being mishandled, you should seek legal advice as soon as possible. Contact our St. Louis ERISA claim lawyers online or call 314-241-5620, toll free at 800-451-2950, to schedule an initial consultation to discuss your case.

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314-241-5620 | 800-451-2950
701 Market St., Ste. 800

St. Louis, MO 63101

Practice Areas
wrongful death catastrophic injuries
class actions fraud mass torts
aviation accidents
medical hospital malpractice
defective products
railroad river worker accidents
premises liability
motor vehicle accidents

When clients come to us, their cases involve serious personal or financial injury, or wrongful death. It costs nothing to call and ask us to review your case. Contact us as soon as possible so that we can preserve the evidence and begin our investigation.