St. Louis Car Accident Attorneys
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Car accidents happen every day on our interstates, highways, and rural and city roads. Accidents that cause serious injuries deserve careful attention from a GRG personal injury attorney.
At Gray, Ritter & Graham in St. Louis, we have more than 70 years of experience helping people who have been injured in catastrophic car and truck accidents.
After a car accident, insurance companies may want to settle quickly before the full extent of your injuries is clear. An experienced personal injury attorney from GRG can assure that you have the compensation you need.
The moment you engage the services of GRG, we will begin working to protect your rights. You can focus on healing while our personal injury lawyers focus on getting you the compensation you need to get your life back on track.
Car crashes involve a lot of forms to fill out and questions to answer. It is difficult to determine if you are being treated fairly by an insurance company and if you will have enough money to cover your medical needs and financial losses. Our trial lawyers can assist you with the following:
If you have suffered a car accident that wrecked your car, then you may be able to file a total loss property damage claim in order to recuperate your losses. The insurance must deem your car a total loss before it will compensate you for the cost of replacing the car. The exact amount that you would receive depends upon the estimated worth of your car before the wreck and the estimated cost of purchasing a like-model car of the same year to replace it.
With a total loss property damage claim, you may not need to owe sales tax on the replacement car. When your car is totaled, you have the opportunity to obtain a Sales Tax Credit Affidavit in the state of Missouri. You first need to ask the adjuster to provide the affidavit and then you will need to provide it to the license bureau when you licence the new replacement vehicle. According to Missouri law, you will not be charged the sales tax on the amount that your insurance company paid on your car.
An example of this would be if the insurance company valued your car at $10,000 and you purchase a new car for $25,000, the portion of the sales tax that you will owe will be calculated on the $15,000 difference and not the full $25,000.
To benefit from this sales tax credit, you need to submit a notarized total loss statement from the insurance company as well as all of the supporting documentation that you receive when you apply for the title on your replacement vehicle. This vehicle must be purchased or contracted to purchase within 180 days of the total loss of your prior car in the accident.
If your car is totaled and you intend to have the insurance company replace it, once again, make sure you request the sales tax credit affidavit. For more information on what to do if your state does not allow this waiver or how to get a refund if you have already paid the sale tax, read our blog “Recouping Expenses After Your Car is Deemed a Total Loss.”
If you need help fighting the insurance company for what you are owed, then contact us for a consultation. We represent clients injured in catastrophic auto collisions in Missouri, Illinois, Arkansas and the surrounding region.meet the team that has served the people for over 70 years
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