St. Louis Car Accident Attorneys
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Car accidents happen every day on our interstates, highways, and rural and city roads. Every car accident victim suffers some degree of property damage or personal injury. When another party is negligent, including drunk or drug-impaired drivers and distracted drivers, or if you are injured due to faulty tires, airbags, or seatbelts, Gray, Ritter & Graham, P.C. car accident attorneys can help.
In order to be fairly compensated for your medical bills, pain and suffering, damage to your vehicle, and other losses you endured, you need an experienced personal injury attorney on your side who understands the complexities of the law. After all, insurance companies enter into disputes armed with attorneys; you should too.
At Gray, Ritter & Graham, P.C. in St. Louis, we help people who have been injured and families who lost loved ones in catastrophic car and truck accidents to get the compensation they deserve. We have a long and storied track record that dates back to 1946 when the firm was founded. Let us put our years of experience and knowledge to work for you!
After a car accident, insurance companies may want to settle quickly before the full extent of your injuries is clear. An experienced personal injury attorney from Gray, Ritter & Graham, P.C. can assure that your rights are protected.
Types of Auto Accidents
Do you have Questions About your Car Accident Claim? We have handled a lot of cases through the years, and we’re ready to help. Here are answers to some of the most common questions we hear.
When you or a loved one is injured or killed in a car accident, Gray, Ritter & Graham, P.C. will fight for justice and make sure you receive the compensation you need. Click here to learn more.
The moment you engage the services of Gray, Ritter & Graham, P.C., we will work to protect your rights. You can focus on healing while our personal injury lawyers focus on getting you the compensation you need to get your life back on track.
Car crashes involve a lot of forms to fill out and questions to answer. It is difficult to determine if you are being treated fairly by an insurance company, and if you will have enough money to cover your medical needs and financial losses. Our personal injury trial lawyers can assist you with the following:
If you have suffered a car accident that wrecked your car, you may be able to file a total loss property damage claim in order to recuperate your losses. The insurance company must deem your car a total loss before it will compensate you for the cost of replacing the car. The exact amount that you would receive depends upon the estimated worth of your car before the wreck, and the estimated cost of purchasing a like-model car of the same year to replace it.
With a total loss property damage claim, you may not need to owe sales tax on the replacement car. When your car is totaled, you have the opportunity to obtain a Sales Tax Credit Affidavit in the State of Missouri.
You first need to ask the adjuster to provide the affidavit, then provide it to the license bureau when you license the new replacement vehicle. According to Missouri law, you will not be charged the sales tax on the amount that your insurance company paid on your car.
For example, if the insurance company valued your car at $10,000, and you purchase a new car for $25,000, the portion of the sales tax that you will owe will only be calculated on the $15,000 difference.
To benefit from this sales tax credit, you must submit a notarized total loss statement from the insurance company, as well as all of the supporting documentation that you receive when you apply for the title on your replacement vehicle. The replacement vehicle must be purchased or contracted to purchase within 180 days of the total loss of your prior car in the accident.
If your car is totaled and you intend to have the insurance company replace it, once again, make sure you request the Sales Tax Credit Affidavit. For more information on what to do if your state does not allow this waiver or how to get a refund if you have already paid the sales tax, read our blog, Recouping Expenses After Your Car is Deemed a Total Loss.
If you need help fighting the insurance company for what you are owed, contact Gray, Ritter & Graham, P.C. for a free, no-obligation consultation. We represent clients injured in catastrophic auto collisions in Missouri, Illinois, Arkansas, and the surrounding region.
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